Get half back with Discovery

We are creating a nation of better drivers by using the latest technology to measure and encourage good driving

When we started Discovery Insure, we had one vision: to create a nation of better drivers. This vision is based on the simple fact that better drivers have fewer accidents. Fewer accidents are better for commuters, drivers, passengers, the insurer and the country as a whole. 
Discovery Insure encourages safe driving through Vitalitydrive, our incentive-based programme that gives you great rewards for improving your driving. The programme uses DQ-Track, the latest motor vehicle telematics technology, to develop a scientific measure of driver behaviour, the Driver Quotient (or DQ). If you drive well, you will earn DQ Points and the more DQ Points you earn the greater your rewards are. You can earn extra DQ Points by improving your knowledge and awareness and by making sure that your car is safe to drive. 
With Vitalitydrive, you also get access to nationwide stolen vehicle tracking and recovery at no additional cost. 

The better you drive, the more you are rewarded

- Get up to 50% of your BP fuel spend back every month. 

- Drive well and have up to 10% of your car premiums paid into your Excess Funder Account each month. You can use the available funds in this account to pay for your car excess for any valid claim above the minimum basic excess. 

- You can also choose to boost your rewards and get up to 100% of your BP fuel spend paid into your Excess Funder Account each month. Your fuel rewards will depend on the number of DQ Points earned in a month. 

- Get a 10% discount at Tiger Wheel & Tyre. 


You get world-class car and household insurance at a highly competitive rate

Discovery Insure offers you comprehensive insurance for your car, home and valuable portable possessions that is affordable and reliable. We’ll provide you with valuable benefits like Avis car hire for up to 30 days if you are in an accident, at no additional cost. In addition, you won’t pay an excess for damage caused by theft, hijacking, hail, storm or fire. We also take the hassle out of claiming by promising to replace your stolen or lost FastTrack approved items within 48 hours or we will waive the excess on your claim. 




You get peace of mind with the Young Adult Plan

The Young Adult Plan is exclusively available to all young adult drivers younger than 26 years and provides them with a combination of benefits and rewards that enables them and encourages them to become better drivers. 

Discovery Insure’s Young Adult Plan offers them unique benefits like: 
  • 25% of their car insurance premium paid into a Rewards Fund for them to spend on whatever they want.
  • Feedback on their driving so they can see where they need to improve.
  • Discounted prices to NightDriver, an affordable way of getting home safely late at night.
  • Access to all other Discovery Insure benefits, like up to 50% of their BP fuel spend back every month.
Discovery Insure further promotes safe driving by incentivising young adult drivers to drive well and avoid driving late at night. Young adult drivers who do this will boost their Rewards Fund by up to R200, giving them more money to spend. 

You get a range of safety features to keep you and your family safe

- ImpactAlert provides you with immediate medical care if you are in a severe accident. 


- We will provide you with real-time SMS notices when your family members start and end their journeys. You can also see the details of your driving behaviour and your routes and distances with our online tool, DQ Mapper. 


- We’ll provide you with armed security response if you are stuck in an unsafe area. 


- Your DQ-Track will alert us if your vehicle battery or tracking device is tampered with, or if your car is moved without the engine being started. We give you peace of mind that your DQ-Track is always in working condition as it performs a daily health check. 


- We offer you home security services for up to two nights following a burglary and emergency accommodation of up to R3 000.
For more information, click here, call us on 0860 751 751, visit http://www.discovery.co.za or speak to your financial adviser.

Limits, maximum fuel limits, terms and conditions apply. Discovery Insure Ltd is an authorised financial services provider. Registration number 2009/011882/06.