Promo Spaylater

Terms and Conditions

1. PayLater BNPL 0% | April 1 – 30 December 30 2026

• 0% interest
• No minimum transaction amount
• No maximum transaction limit / unlimited quota
• 1-month installment term

Mechanism:

1. Customers make purchases at participating merchants using SPayLater as the payment method.
2. Information about the 0% BNPL program will be displayed directly through the ShopeePay app.
3. Customers can view participating merchants and available benefits through the app.
4. Eligible customers can use the 1-month installment plan with 0% interest at bp gas stations.

2. SPayLater Discount | 1 April – 30 December 2026

• 5% discount, up to Rp75,000
• Minimum transaction of Rp280,000
• Quota: 390 users/month
• Allocation: ±13 users/day

Mechanism:

1. Customers make a transaction of at least Rp280,000 at participating bp gas stations.
2. Customers select SPayLater as the payment method.
3. Customers receive a 5% discount, up to a maximum of Rp75,000.
4. The promotion is valid for 390 users per month, with an allocation of approximately 13 users per day.

3. SPayLater BIG Campaign | 1 September 2026

• 50% discount, up to a maximum of Rp30,000
• No minimum transaction required

Mechanism:

1. Customers make a transaction at a participating bp gas station.
2. Customers select SPayLater as the payment method.
3. Customers receive a 50% discount up to a maximum of Rp30,000 with no minimum transaction amount.
4. Promotion quotas are allocated based on user status:
   • Existing SPayLater users: 75 users/day
   • New SPayLater users: 500 users/day
   • Total: 575 users/day

BP-AKR may at any time make changes to the terms and conditions of the program, and/or terminate this program without prior notification.